National Planning Associates helps executives and professionals understand and reduce the hidden tax burdens waiting for them at retirement — before it is too late.
No obligation. No pressure. Speak directly with a senior planner.
Most of our executive and professional clients had no idea what was in store for them tax-wise the day they planned to retire. As your money grows, in most situations, so do your tax liabilities. Because of compounding, every day you wait to analyze your plan may cost you more in taxation and fees. National Planning Associates helps you understand the hidden financial stresses you will face — and offers viable solutions that can make a difference of hundreds of thousands of dollars, while adhering to the Internal Revenue Code.
We work exclusively in specialized areas of retirement planning that most advisors overlook.
We project what your tax picture will look like when you begin drawing on your savings, 401(k), profit-sharing plans, and other retirement accounts. We identify where your liabilities are growing before they become unavoidable.
We present you with options to maximize your retirement income streams using strategies that adhere to the Internal Revenue Code — helping you keep significantly more of what you have saved and invested over your career.
We build a structured, tangible plan that accounts for compounding, fees, taxation, and liquidity — so you have the financial means to act when opportunities arise, within a clear and sustainable framework.
National Planning Associates was built on a single principle: the client, and only the client, comes first. Our team of advisors — led by Jay Winestein, President and Senior Planner — brings years of experience guiding executives and professionals through one of the most financially complex transitions of their lives: retirement.
We operate as fiduciaries. We do not pressure. We educate. Jay Winestein and the team at National Planning Associates — including Roman Lejuene, Director of Client Acquisition, Lisa Lawson, Events Coordinator, and Trish Gallagher, Office Manager — are here to help you build a plan that protects and grows what you have spent your career building.
Our Philosophy: Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.
Real feedback from executives and professionals who worked with National Planning Associates.
“Jay is a terrific fellow to work with. He's knowledgeable and shares that knowledge in an understandable way. I worked with him as I transitioned from full-time work to retiree status. I was presented with options to maximize my retiree streams of income, but never pressured and we built a great plan for myself and my 2 daughters. I appreciate his guidance and highly recommend him.”
Leila E., MD
Retired from The Permanente Medical Group
“Jay's retirement analysis service did a nice job of projecting out what my tax picture would look like, where I was headed with income scenarios, taxes, fees and other expenses. It was an eye opener. There's a lot to it. I have a good chunk in my Profit Sharing and 401(k)s, and always wondered how that's gonna shake out with the government.”
Peter Yellin, MD (Retired), CEO
Virtual Treatment Practice
“I urge you to heed this message. Jay has helped me develop a tangible and structured plan. And you know I have now and will have increasing amounts of tax-advantaged cash that is also very liquid. So when I see an opportunity I've got the means to get in and stay within my framework. Numbers don't lie.”
Edwin C.
VA Physician, Ohio
“Jay, I love that you listen so well and each time I express a concern you examine it and offer alternatives. That is true customer service, and plain old caring.”
JM
Client, North Carolina
National Planning Associates is headquartered in Clearwater, Florida and works with executives and professionals nationwide. Because our consultations are conducted virtually via phone and Zoom, we are able to serve clients in any state. [SERVICE AREA CITIES OR STATES TO CONFIRM].
No obligation. No pressure. Speak directly with Jay Winestein or a senior planner at National Planning Associates. We will review your retirement picture and explain exactly what we may be able to do for you.
